Should I get Term Life Insurance at a young age?

Should I get Term Life Insurance at a young age?

I am currently 30 years old and in excellent health but since I am getting ready to start a family, I want to be prepared for the future of my loved ones. After reading about different life insurance options, I am deciding to go with Term Life Insurance for 20 years. Is it true that Term Life Insurance premiums don't change throughout the life of the term? If so, shouldn't I sign-up now while my annual payment will be low and locked in at this rate? My employer offers a very small life insurance benefit that I am already a part of but I want more just in case. While I am asking, are there any circumstances where a payout won't be made if I were to die under a term life insurance plan? Is it guaranteed? What if I (God forbid) get Cancer or have a heart attack? Thanks in advance!

 

BEST ANSWER: Try this site where you can compare quotes:averageinsurancecost.xyz

 

RELATED QUESTIONS:

 

 

Anyone have a phone # for Wells Fargo Auto Insurance Claims Dept? All the online numbers are for quotes.?

Just got hit and person gave a non-working number for the insurance company (I guess Wells Fargo Auto Ins took over Wachovia Auto Ins). Thank you!

 

 

In Ontario, what do insurance companies look for when they ask for your drivers license?

Just want to know - I wanted an insurance quote online and they asked for my driver's license number. I stopped right there - I was a bit uncomfortable (for reasons of privacy) and I wondered why they need it at this point in time - when I am only just shopping around for a quote. This has lead me to wonder what are all the info insurance companies get from your driver's license. Apart from verifying your name will they also need it to know your address, age, etc...? Will I be asked to submit a copy of the license to them when I eventually settle for an insurance company?

 

 

Will geico insurance rate go up from storm damage?

My car got hit from a piece of tree/brances and scratched and dent it a little, will insurace go up?

 

 

US car insurance rates?

I'm in the market for a midsized or compact car. I'm looking into purchasing a Honda, Toyota, or Mazda brand vehical. I'd like to know which of these cars has a lower insurance rate. (If it helps, I live in the midwest and have a good driving record.)

 

 

Learner car insurance?

I will be supervising a learner with a provisional licence, i have been driving for more then 5yrs and hold a full Uk license.. Do i have to have the car insurance in the learners name too?

 

 

Cheapest full coverage auto insurance?

Which companies offer low priced full coverage? Preferably around a $700 - $800 premium

 

 

What does Obamacare do to make my insurance more affordable ?

My rates have increased by 35% since it was passed...

 

 

How much does Mexican auto insurance cost?

I live in the U.S. and 'm going to be renting a car in Cancun for about a week on vacation so I am wondering how much an economy car or a van costs...? There is going to be six of us so either 2 economy cars or 1 van/suv.

 

 

Insurance on this type of car?

I am planning on buying a 1993 Mitsubishi 3000GT. I own a little hatchback and wanting to dramatically upgrade! lol I only have liability, full coverage is to expensive right now. But anyways, the car is red (some ppl say that matters, idk if it does), V6, and really sporty. On liability, how much do you think its going to cost per month???

 

 

Will I have to switch my car insurance if I buy a new or used car from a dealer?

My current car is just costing far too much money in repairs for it to be worth it to keep piling money into. I'm a college student, so money isn't exactly plentiful, but its looking right now like I just need a new car, period. I have a decent job, and I could probably afford a car payment of around $200 a month just fine, however I am very concerned about any hidden cost with insurance. My dad told me that if I buy a car from a dealer, then I will have to switch my insurance to full coverage (I'm currently just on my dads insurance, and I only have to pay about $50 a month) but he says that if I get a new or used car from a dealer, I will have to change my insurance coverage and it will cost me more around 150-200 a month in insurance. And if you pair that with a car payment, I simply couldn't afford it and still be able to make rent and whatnot. So I came here to see if he is correct in this. I know there will be taxes, dealer fees, registration costs etc. but Its the insurance part of it that might make it impossible. Also, do I have to have my credit established for a certain amount of time before I can buy a car? I tried to avoid credit cards for as long as I could, so now Im still kind of new in the whole credit game.... Anyways, thank you for taking the time to read my question and hopefully answer it!! It is much appreciated!!

 

 

Health Insurance & Prescriptions?

When my doctor writes me a prescription and I fill it up.... does it show up on my health insurance what precriptions I'm taking?

 

 

I NEED HELP WITH MOTORCYCLE INSURANCE!!!!! PLEASE HELP?

Hi there, I expect to buy my bike for next march of 2012. I am Going to buy a 2009 suzuki GSXR-600.....The problem is that I am only 18 years old and my insurance quotes are roughly $1000 a month. Is there any way I can go around this problem or lower the insurance?

 

 

How much do you pay a month for your health insurance?

Is it a PPO? What company are you with? I haven't had health insurance for most of my life and am now shopping around. I have a very bad attitide about doctors and insurance... :) Oh, well. I just got a quote from Aetna-basic $187 a month-you have to spend 5K before the hospitalization kicks in and I can't remember the copay. And plan to get a quote from Anthem Blue Cross and, also, Blue Shield of California (2 separate companies here.) Ugghh! Any advice would be appreciated. If I'm going to go the effort to get insurance I don't want some fly by night whatever, but I am really so ignorant of this stuff. Thanks for any input.

 

 

Should you be able to buy home owners insurance when your house catches fire?

Your house catches fire. You call the fire department and as they're fighting the blaze, you're on the phone looking for home owner's insurance to cover your loss. Do ...show more

 

 

What is better option for buying health insurance plans?

I am confuse about where I should buy health insurance; directly from company or I should consult agent?

 

 

What is the best insurance for a 16 year old?

Got limited money

 

 

How much will insurance be for a dodge charger?

How much will it cost for insurance if I get my son a 2006 dodge charger? He is 16.

 

 

How much for scooter/moped insurance?

I want a 50cc scooter and I have no idea how much i would pay yearly. This is in Montreal by the way. How much on average for insurance, and other costs (License plate)?

 

 

Dose the bank charge insurance for car under 3,000 dollars?

I'm needed a newer car used/wholesale something to fix up. I can't afford full coverage on any vehicle and I heard they don't charge full coverage insurance for cars under 3 grand.

 

 

How can I make the price to insure a classic car cost less?

1974 Ford Maverick.. my car isn't even worth much and each quote I get, it seems like people are just assuming, it's in perfect condition. It has descent gas mileage (considering it's age) it's always been reliable and I haven't had any accidents I also want to include my teen (who's learning to drive) in the coverage.

 

 

Should i have to pay for my moms car insurance?

Now i am 18 and just graduated high school and i still live with my mom. She says since i have a drivers license and i live in her house her car insurance goes up and because of it she wants me to pay her like $150 every few weeks or something. Now its her car and i dont see why im having to pay anything i never hear from other people or my friends about their parents car insurance going up and them having to pay anything. So do you guys think i should have to pay for my moms car insurance or is she just making that up to bum money off me cause shes cheap like that and always wants money from me.

 

 

New driver and car insurance.?

I'm 15 and I turn 16 on dec 27 and I already have a car and I've seen a lot of car insurance companies commercials but I don't know which one is best. They say they offer great stuff but I don't know which one to go with. Please help me because I want to have my car protected I just don't know which car insurance company is the best one out there. Thanks for helping <{ *__*}>

 

 

Where can i find cheap young drivers insurance in uk?

where can i find cheap young drivers insurance in uk

 

 

Auto insurance and baby seat replacement?

I was in an accident a few months ago and I heard recently that the insurance company of the person at fault has to pay for new baby seats since the seats have served their purpose by protecting the children. Anyone else have experience with this? Can I get the insurance compant to pay for new seats?

 

 

How much is insurance for young drivers?

Young drivers 18 & over

 

Should I get Term Life Insurance at a young age?

I am currently 30 years old and in excellent health but since I am getting ready to start a family, I want to be prepared for the future of my loved ones. After reading about different life insurance options, I am deciding to go with Term Life Insurance for 20 years. Is it true that Term Life Insurance premiums don't change throughout the life of the term? If so, shouldn't I sign-up now while my annual payment will be low and locked in at this rate? My employer offers a very small life insurance benefit that I am already a part of but I want more just in case. While I am asking, are there any circumstances where a payout won't be made if I were to die under a term life insurance plan? Is it guaranteed? What if I (God forbid) get Cancer or have a heart attack? Thanks in advance!

 

How do i add my name to someone else's car insurance?

A friend of mine is willing to teach me to drive in their car. I know you have to add your name to the insurance but don't know how to or how much it will cost. Any info will be greatly apprieciated thanks

 

 

What is the difference between 'underwrite' and 'insure' ?

are they the same?

 

 

How much will car insurance run about for a 16 year old male who gets good grades and has taken drivers ed?

I am a 16 year old male who has taken driver's ed and gets good grades. I am going to be added to my parents insurance. About how much on average will it cost me per month? Please give me a guesstimate, and I do not want to go to sites for quotes. Thanks

 

 

Which insurance is cheapest for young drivers?

My parents are making me get my own insurance and I'm 18 and live in PA and plain on getting a 96 Cavalier don't know if this will help any but here us the VIN: 1g1jc124xtm104843 thank you

 

 

Where is the best online insurance in california without broker and billing fees?

i was wondering where i could find auto insurance online that i dont have to pay broker fees and billing fees in california, my insurance was $197.00 , but ended up paying $298.00 with the billing fees

 

 

A better way acquire an affordable health insurance to cover my family?

if I work for, say Pizza Hut as a part-time while I earn $65K/yr full-time job? I dont want to spend too much monthly payments on health insurance?

 

 

Car insurance question?

So my policy was just cancelled and I need to purchase auto insurance ASAP but I don't get paid till next friday. Is it possible to purchase car insurance and pay later or do I have to pay same day???

 

 

How much do you pay for motorcycle insurance?

I would like to know how much you pay for motorcycle insurance. If you could, in your answer, please state how much you pay, how old you are, and what size you bike is. Also say if it is a crotch rocket a cruiser....etc. I am seventeen and wondering what a roundabout insurance quote would be for me.

 

 

Will Insurance goes up when I change my car motor?

i am trying to buy a car. but some cars are cheap when they changed out their motors. how much will the insurance go up if the motor is changed. and how much will the insurance go up if the car is modified?

 

 

I am 17 and pregnant and don't have health insurance?

i just found out i am pregnant and i am 17 ill be 18 in june. I DO NOT BELIEVE IN ABORTION!!!! i don't live with my mother or father i live with my aunt and grandma.... i have no health insurance and that is a big problem because how am i going to pay for the doctors and delivery.... can some one please help me finding some place that can help with insurance for the baby and me. P.S i live in california . and please don't even bothers answering me if u have nothing good to say because i do not need your immaturity. Thank you so much for you help :)

 

 

I am a single mom looking for affordable health insurance for myself. Where might I look for this?

I am a single mom looking for affordable health insurance for myself. Where might I look for this?

 

 

Scooter insurance/plates/registration. How much?

Im moving to portland maine and my work is going to be only a few miles away, i have a jeep but i wana get a scooter for the lower gas milage and i always wanted a bike of some sorts. so how much am i looking at to buy a scooter insurance and everything else that is needed to start off? im thinking i probly gota get plates registration and insurance, anything else? also if anyone can post some cool scooters that would be nice, i want something thats prity fast and almost like a ninja bike. anyways thanks for the help guys =D ps. I know scooters arnt fast, i just want one that is a little faster than average.

 

 

How does insurance affect our economy?

What would happen if we couldn't insure things? Can anyone tell me where I can read about insurance and how it works?

 

 

Life insurance question - term life and term life with return of premium?

Hello, my spouse and I are in the market for life insurance now. After some researching, we have pretty much decided to go with term or term return of premium insurance. I still have following to decide and if you could enlighten me on these I would appreciate it very much. Which company? I found the following list that's supposed to be the best life insurance companies at this website. http://www.lifeinsurancestar.com/lifeinsurance/company-ratings.php * New York Life: A++, stable outlook * Mass Mutual: A++, stable outlook * State Farm: A++, stable outlook * Geico: A++, stable outlook Does this mean I should probably check out these companies? We have State Farm for auto and home insurance. Would State Farm be a good way to go (convenient to have all three in one place)? I also thought Geico didn't offer life insurance. I was led to LifeQuotes page from Geico. Does this mean that this list is not reliable? How much? We are 40-45 years old, just We still have almost 30 years of mortgage, and 20 years of raising our son. I was using some calculator online (Kiplinger, Life Foundation?) to calculate how much coverage I need, and they both returned figures like 1+ million. How can this be? Is 1 million life insurance common these days? We have about 170,000 in remaining mortgage balance (actually I only included half of that in calculation), and I calculated monthly living expense to be 2,000-3,000 (depending on if our child is still with us)/month with my spouse's income to be 2,000/month, and also included college cost. Does this seem reasonable that this will add up to be million dollars in 30 years, with inflation? I was thinking of about 300,000-400,000 before using these calculators. Term or Term ROP? We have almost decided against Term ROP and to go with straight term, but are not final on this decision. What do you all think about ROP? With ROP, do we typically actually receive ALL of the premium, or are there any fees etc. subtracted from the refunded amount? Also, does ROP term insurance give you investment returns in addition to the amount of premium you paid? One of the reasons that we are leaning towards straight term is that with our current age, with 20-30 year policies, the likelihood well actually be using the death benefit would be moderately high then ROP wont be such a good deal, as well as hearing that if we just get term and invest the difference in the premium, wed be ahead of term ROP. How long? In this case, should we try to get a 20 year term (for while our son will be with us), or 30 year term, just to cover the full length of the mortgage, although I wouldnt need that much coverage towards the end of 30 years (our son will be with us for only 20 more years, our mortgage will be paid off except for last 10 years or so)? Or buy 25 year return of premium term policy and pay 5 more years of mortgage using the money we receive from return of premium? Or buy two term policies - a large amount of 20 year policy plus a smaller amount (to cover the remaining mortgage balance in the last 10 years of mortgage)? Thank you for your help!

 

 

Allied car insurance coverage?

my 17 year old daughter wants to drive my car but i keep telling her that i have to add her to my insurance so if she did get into an accident the car would be covered. I went online looking for the policys that Allied car insurance had and i couldnt find the answer i was looking for... but i did some searching online and some other companies allow a person that lives within the household they would be covered, or i seen that some companies would provide coverage for new drivers and my daughter got her license about 3 months ago soo i suppose she is a new driver. The other thing i saw was that some companies put coverage only on the car but not the driver. So if anyone knows what Allied car insurance policy is, go ahead and post an answer for me, also please don't just post a link to their site and say well take a look for your self, I will be picking best answer. -Thanks

 

 

Hit car and insurance?

i want mall today so when i try to park car reverse, i hit other car, but not that crush att all, guy on other car act like i crush car and he ask me for my insurance and i give, also i took his too, do u think he can do anything even thought no crush at all , i have photo too, what going happened, he can get money for that

 

 

16 yr old Insurance question.?

Any guesses on what car insurance would cost every 6 months/ by the year for a 16 year old kid who has already been in a crash, not with another vehicle, what would the insurance cost on a 1994 camaro v6.

 

 

Insurance rates-will they increase with 1 speeding ticket-58 years old?

will my insurance increase with one speeding ticket? i have aaa auto insurance

 

 

Is it a legal requirement to have caravan insurance?

Is it a legal requirement to have caravan insurance like it is car insurance? Thanks for your help!

 

 

Will my car insurance go down if i go on my parents car insurance?

Im 16 at the moment and i am 17 in a few months and i will be learning to drive. I know car insurance is so high for a 17 year old, but i was wondering if i go on the parents car insurance for a while, will my car insurance go down when i get my own as i have had experience on the road

 

 

One more question on insurance,,,, do I HAVE to cancel existing insurance on my mums car.....?

i have a quote from an insurance company who is willing to give me temporary car insurance for 3 months on my mums car, it works out cheaper then going on as second driver, they said i have to cancel my mums insurance but maybe that is because they wanna make money at the end of the day, my mum is saying i don't have to cancel the existing insurance but i aint sure, i just think she is worried she may not get the refund for paying for a full years insurance if she cancels... help me out guys !!?

 

 

Is it illegal to drive without auto insurance in Fla?

Someone told me that I absolutely need insurance on my car or I could face charges. Is this true?

 

 

NY parked car accident insurance laws.?

Some guy hit my car while it was parked in the road. He knocked on the door and gave me his insurance policy and other information. I live in Rochester, NY and my insurance provider is AIG. If i file a claim, who's insurance pays for the damages (new fender and door)? Will there be a deductible on my part? Will my premiums go up? Doesn't NY have some stupid no-fault law? Or should i just make him pay for everything out of pocket?

 

 

Can I purchase life insurance for our family without a physical exam?

We have a new baby and we both need to be insured. Is it possible to purchase affordable life insurance without a physical exam?

 

 

Ticket for no proof of insurance?

in california best friend got a ticket for no proof of insurance at the time of accident, he doesnt have insurance i know everyones gonna write about that but how can he fix the ticket? he didnt know that his insurance was canceled his dad who lives out of state pays. ive read other questions on YA and one said u can take proof of insurance to the clerk before the court date (the judge) and they will disregard the ticket? if the insurance card says that hes covered from 6/30/09-6/30/10 would the clerk check to see if hes paid?

 

Should I get Term Life Insurance at a young age?

I am currently 30 years old and in excellent health but since I am getting ready to start a family, I want to be prepared for the future of my loved ones. After reading about different life insurance options, I am deciding to go with Term Life Insurance for 20 years. Is it true that Term Life Insurance premiums don't change throughout the life of the term? If so, shouldn't I sign-up now while my annual payment will be low and locked in at this rate? My employer offers a very small life insurance benefit that I am already a part of but I want more just in case. While I am asking, are there any circumstances where a payout won't be made if I were to die under a term life insurance plan? Is it guaranteed? What if I (God forbid) get Cancer or have a heart attack? Thanks in advance!

 

AVERAGE Insurance (UK)?

Could anyone give me an average price of insurance or insurance group for a 20 year old female, on a 2011 fiat 500 twinair lounge 0.9? I don't want to do those compare sites as they ask for all your details. Thanks

 

 

How much would taxi insurance cost?

How much would it cost to insure a car essentially as a taxi? Also how much would it cost for a person to be insured in a customers car (any car they drive)?

 

 

What insurance plans are available in hawaii?

What insurance plans are available in Hawaii?

 

 

Mobile home insurance?

i am thinking about buying a 2008 single wide mobile home that is in a lot in a trailer park. anyone have a guess on what insurance might a month?? or do i need it?? Thank you

 

 

How auto insurance determine how much your car worth after claim?

I had a 1998 Subaru Forester S sport utility 132,000 miles and it was totaled. I read some places and people say that insurance don't follow the Kelley blue book and some say they do. Others say they go by autotrader.com or nada.com. Why is that? are they trying to trick us by which value is lower? My insurance offered me only $3200 but it know it worth more than that. Vehix.com say it value at 3900 and kelly blue book say about 4300 so which is right?

 

 

Got a question about changing my car color and insurance...?

So this past summer I was so close into painting my car into White! But my mom was hating on it, and she told me that if i had changed the color of my car we would had to contact the insurance people... Telling them that the car is getting a color Changed Them having to change some info on the car And the worst part... The insurances goes up? (btw... my car's color is black) So you guys out there... Please help answering my question! would my insurance go up if I change my car's color? I haven't paint the car yet.. maybe till' the spring time since its almost winter time!!! Thanks!

 

 

How much does it cost in America for Pay Per Mile Insurance?

I was curious about the Pay Per Mile Insurance and how is the pricing in America? Let's say I havent had any accidents and I want to get a car for me and I wanted to know how much per mile costs for insurance or if I were going to drive 1,000 miles a month how much will it cost and is there a contract?

 

 

I want to start trying for another baby by August, but I don't have medical insurance....?

My husband makes too much for me to get on Medicaid. I want to get a good insurance. I was wondering if anyone has any suggestions on what to do.

 

 

What is the cheapest health insurance for low income people?

my kids father had a stroke two days ago and i am trying to help him find health insurance. he is having a hard time getting any insurance because he is unemployed and receives unemployment payments but they won't see him at the clinic because he has too many assets. He owns a trailer and has two cars. If any one can help i really would appreciate it. He also has high blood pressure, high colesterol, and diabetes. He had a stroke because he couldn't afford to buy his medications for his high blood pressure and colesterol.please help . i dont want anything bad to happen to him.

 

 

Cheapest cars for insurance for a teenage boy?

This is what I know: 4WD and newer cars means higher rates. I know certain cars, particularly Honda Civics and Accords from the 90's were commonly broken into and stolen, and that raised rates. I think I'll be responsible for paying my own insurance and gas. (Unfortunately I do live in a snow climate, but we haven't had real heavy snows in a while) So, it would be VERY helpful to list some non-boring/decent, reliable cars, that would be best/good on insurance costs! Thanks!

 

 

Life Insurance?

I had a child in 2007.. is it necessary for me to get life insurance? Why.. and what is the best carrier (in your opinion) to use? Also, what rules do I need to know before I opt to get it? Thanks.

 

 

How much is insurance for young drivers?

Young drivers 18 & over

 

 

Renault Clio insurance for a 17 year old girl in Coventry?

I turned 17 last week, and plan on buying a Renault Clio for less than 1000, (about a 2001 reg). I have trauled all over the internet and cannot really find a decent quote anywhere, so I was wondering what an approximate cost of insurance would be? Thanks! Or if not, what are the best suggestions for a first car? Cheap insurance very important!!

 

 

Auto Insurance Company Lowballing me??? What do I do?

I have a 2001 porsche and this lady just tboned me going through a red light. Now My insurance company wants to offer me about 5000 dollars less then what I can replace it for. I sent them 10 ads in the area close to my car to show them, and they in turn had me appraised by an independent agency. This agency, BIG BLOCK, came back with a dozen examples that all had more miles then mine, and adjusted me .16 cents a mile. After doing depreciation calculations on their examples, the average dep per mile was .60 cents per mile!!!! This changes their evaluation by about 7-8000 dollars overall. Its been two weeks since they totaled my car. What should I do if they keep trying to low ball me?

 

 

Car Insurance - Young Driver 18 years old Male - NEED HELP PLEASE!!!!?

I have recently passed my driving test (3 days ago!) and will be buying a car ASAP as I have a job lined up and have just left school. I've tried tens of comparison sites and even rang some insurance companies direct to try and get a better quote... I have looked at the smallest possible engine size, that being 0.8l and 1l engines. I've looked at cars such as FORD KA, Vauxhall Corsa, Nissan Micra, Renault Clio and a few others too. The cheapest quote I have found for all of the cars is for a 2000 Ford KA 1.3l 3dr 4 seats (the smallest KA engine size possible) and that price was 3,800 paying monthly with a company called My Policy . However, I have used various other KA registration plates all the same engine size but some being 2003 models or 2005 and the insurance jumps to over 6,000! I haven't found another FORD KA cheaper than 5,500 and obviously if I can't get that one particular car out of the thousands for sale that insurance quote will be invalid anyway. Basically, I've tried everything. Adding named drivers (with lots of driving experience 30+ years), putting my car in a locked garage, on the road, tried different cars - models, registration plates, ages, engine sizes, and not to forget the countless comparison sites. The funny thing is with MyPolicy I went onto their site directly to get a quote and they were unable to give me a quote when entering exactly the same information into the Tiger.co.uk comparison site, that site brought up the 3,800 quote with MyPolicy but when I use their site directly they can't give me a quote... I know insurance is based on MANY factors, believe me I understand that. I tried entering different post codes (just out of curiosity) and it did help, but only fractionally. It just seems (other than the 1 obscure quote of 3,800 on ONE car, out of the 100+ I've tried) that I can't get a quote cheaper than 5,000 for a car with the smallest engine size and insurance group possible... It's ridiculous. Please don't advise fronting because it's illegal and I want to build up some NCD anyway. CAN ANYONE HELP ME GET A QUOTE CHEAPER THAN 3,500?! Thanks a lot, -Ash.

 

 

Car insurance?

Does anyone know of a website where you can find out how your occupation affects your car insurance quote? im a postman and i was just wanting to know what grade i was in? cheers

 

 

What makes a good car insurance company?

Besides affordable rates.

 

 

Who need health insurance?

Do a part time job need a health insurance?

 

 

Insurance after driving ban?

Does anybody know of any cheap car insurance company's that deal with drivers that have recantly been banned?

 

 

What is family floater plan health insurance?

i want to know about family floater plan health insurance

 

 

What is the Best & cheapest insurance in Texas?

I drive a 1989 Toyota Camry, I just go to and from school (less than 2 miles away) i only drive the car like Mon. & Wed. and yet i have to pay like 150 for car insurance, in 6 months of paying, i pay what my car is worth. So i wanted to know is there any cheap insurance i dont care if they suck or anything like that, i just want something below 100 dlls. so please tell me which insurance you use and how much you pay a month that would really help. Thank you in advance -Angela

 

 

Will your insurance rates go up if you hit a car but don't cause any damage (California)?

Someone rear ended me but no visible damage was done to my car. I'm going to report it to my insurance company but I most likely won't file a claim. Will the other person's rates go up even if I don't file a claim but only report the accident?

 

 

Best Car Insurance For young Couple ?

Me and my fiance are starting to get estimates for major bills we'll know will be high (rent,car insurance, etc) What's the best car insurance for a young couple (20 year & 19 year old) for just basic coverage Im in the process of getting just a plain normal 4 door car like ford Taurus (1998-2000).. He has a ford 86' truck without 4wheel drive Neither of us have tickets, nor pricy sport cars But I've almost 20 and only been drving for 2 years (due yo bein homeschool, it was hard to get into drivers ed_) He's 19 and been driving less than year (cause hes school schule didnt allow for extra class like drivers ed)

 

 

The lug nuts on my tyre are too tight to take off with my socket wrench, any ideas on how to get them off?

I don't know much about cars but I have to change a flat tyre myself as the car doesn't have insurance and can't be taken to the shop. Would there be a tool that i could use to make it easier to take the lug nuts off??

 

 

Why can insurance companies discriminate based on gender?

I guarantee you if a 16 year old girl bought the same sports car as a 16 year old boy, the boy would be charged considerably more. I understand the age discrimination, being that teenagers ARE a greater risk, but it's not right to discriminate based on gender.

 

Should I get Term Life Insurance at a young age?

I am currently 30 years old and in excellent health but since I am getting ready to start a family, I want to be prepared for the future of my loved ones. After reading about different life insurance options, I am deciding to go with Term Life Insurance for 20 years. Is it true that Term Life Insurance premiums don't change throughout the life of the term? If so, shouldn't I sign-up now while my annual payment will be low and locked in at this rate? My employer offers a very small life insurance benefit that I am already a part of but I want more just in case. While I am asking, are there any circumstances where a payout won't be made if I were to die under a term life insurance plan? Is it guaranteed? What if I (God forbid) get Cancer or have a heart attack? Thanks in advance!

 

GAP insurance on finance car?

I paid 400 for GAP insurance on my new car around 6months ago when taking it out on finance I have just been made redundant does GAP cover this?

 

 

Insurance for expecting baby?

Where can I get free / low cost health insurance for my expecting baby? In louisville, Ky ???? Please help!!! Im 18.

 

 

Ideal cheap car for beginners?

I'm looking for a used car with a cheaper insurance that would be ideal for a new driver. Any suggestions?

 

 

What's the BEST, CHEAPEST and RELIABLE (easy claims) insurance in California?

What's the BEST, CHEAPEST and RELIABLE (easy claims) insurance in California?

 

 

Does anyone know where I can find a list of average auto insurance rates by vehicle?

We have a 16 yr old daughter whos looking for her first car. We wanted to find a list (if one exists) of average insurance rates to see which cars cost the least to insure. This way she'll know which cars she can afford. Thank You.

 

 

Driving a car with no insurance and no plates help?

im going to buy a car tonight, can i get in trouble for driving it to my house with no plates and insurance

 

 

17 year old learner, got my own car - Do I just need learner insurance for now?

I'm a learner driver with my test next month and I now have my own car. I want to practice in my own car up until my test and I'm not sure whether I just need learner insurance or if the car itself needs to be insured as well? Learner insurance is around 80 for the month and for 'proper' insurance then it's around 2000. Any help?

 

 

What car insurance would be cheaper on which car?

I'm in the state of Alabama with ALFA and I'm looking at either an Infiniti G35 coupe or a Toyota 4Runner....both between the years 2000-now. I'm thinking the 4Runner would be cheaper. What are some other opinions?

 

 

Really high auto insurance rate question?

My son, who just turned 18, has a pretty extensive traffic record. Firstly he got a ticket for passing in a no passing, but he went on diversion and was clean for more than a year so is that off his record now? Secondly he has also been in 2 wrecks before, gotten arrested for possession of marijuana, and just today got a speeding ticket for going 63 in a 45(163 dollar ticket). currently the insurance for him is 190 a month which is five times higher than anybody in the family. So what should i expect the insurance to be now, and what are my options because this is a lot of money.

 

 

Fastest car to insure cheaply?

hi. im 18 yrs old with only 1 yr's ncb. im looking for a car which is both cheap to insure, and fairly quick. any ideas what i should get?

 

 

Where can I get the Cheapest Car Insurance Quotes at Online?

How can I find the cheapest car insurance for me? I just got my first car and I know I will prolly pay a lot for insurance but how can I check for deals? I am on a really tight budget but at the same time, I only have a second-hand car so I gotta make sure I get insurance that will pay out if I need to make a claim. Where can I get the cheapest car insurance for my car at, and how reliable is it if I need to claim?

 

 

How much is mobile home insurance in South Florida?

Looking to buy a vacation home in West Palm Beach. Does anyone out there who actually lives in a mobile home in South Florida tell me how much to expect? The park is on the Intercoastal, I was going to buy for cash but now the douche bag owner raised the price so now I am going to look else where and may have to finance some of the purchase price and I am assuming that I will have to insure it. I am expecting the worse. Please only answer if you really know a number.

 

 

My Car insurance is too high!?

Im 17 years old, male i mean I would expect my insurance to be high because im a young driver and male...but not ridiculously high. I got a quote on comparison sites and the cheapest ...show more

 

 

Geico homeowners insurance experience?

I have been getting quotes for a new home I am in the process of purchasing. I checked Geico homeowners insurance whiich works through ASI insurance. They quoted me a very low rate. 50% then the lowest of the other companies for the same coverage. Is there something I am missing here? Does anyone have any experience with this insurance?

 

 

How much will my parents car Insurance go up when I get my drivers licence?

I live In Missouri, by the way. Doesn't the Insurance automatically go up for them?

 

 

So I'm looking into buying a Honda Element but I want to know how much insurance n gas n all that would be?

Help please lol and if overall if its worth it

 

 

Nissan GTR Lease & Insurance Cost?

Approximately, how much is Nissan GTR lease and insurance cost? Thanks.

 

 

I'm 17 years old- how much will it cost me to get my own car insurance?

i have a 1992 chrysler lebaron im 17 years old what the cheapest i can get car insurance

 

 

Does anybody know the average daily cost of having your newborn stay in the NICU?

I know most people have insurance that helps cover a certain %, but what amount is the real cost that the hospital bills the insurance company and the patient pay?

 

 

Affordable health insurance for self employed?

My husband is selfemployed and we want to get an affordable family insurance or possibly just an insurance for me. I a m a nurse but I only work part time and my company wont cover me for insurance. any good health insurance companies that we can get and would cover maternity care in the future?

 

 

I am a new contractor in California (concrete) where do I get liability insurance cheep?

I am a new contractor in California (concrete) where do I get liability insurance cheep?

 

 

Should I be pestered to buy more insurance?

I have the current minimum coverage for auto insurance required by state. About 2 years ago I changed agents so that it is closer to me. At the time I was told how horrible my coverage is and for like $3 month I can get so much more. I just had a car problem and gave a towing bill my insurance covers. He was telling me again how horrible my coverage is. I feel if I have the minimum coverage and it is all I want that he shouldn't be telling me to buy more. Is it fair for me to be asked to buy more insurance if I don't want it?

 

 

Can anyone help me regarding a huge fine for driving without insurance.?

Man, Im screwed. A few years ago I let my insurance lapse on my vehichle and didnt hand the license plates in. Failure to do so means an instant 150 dollar fine for the first month and 7$ a day afterwards. Ok, I was being a complete jackass at that time in my life and figured I would deal with it when the time comes. Well, its that time. I finally got my license back and went to buy a cheap used car. The dealer told me he cant get me plates for it cause I have a violation due to a fine for driving uninsured. The fine is off the charts, $4,455.00. Has anyone ever gotten the MVA to reduce this fee or waive it. I havent tried yet. They offer payment plans at 20% down and the rest must be paid within 2 years. I dont want to do anything illegal per say but just wanted to know if anyone has any ideas. I know, im a jackalope for letting this happen. anyone, let me know

 

 

19 year old male car insurance on a peaugot 206 1.4 ltr?

Im looking on how i can get cheap car insurance on my car iv had my licence for 9 months now no driving experience?

 

 

Need an idea of how much insurance is gonna be?

I'm 16 and am looking at purchasing a 2000 Honda Civic Si Coupe. If I buy this car, will it be considered as a sports car to the insurance? I live in central California btw. If I were to wait until I hit 18 to drive, would the insurance go down substantially? Around how much am I looking at per month?

 

Should I get Term Life Insurance at a young age?

I am currently 30 years old and in excellent health but since I am getting ready to start a family, I want to be prepared for the future of my loved ones. After reading about different life insurance options, I am deciding to go with Term Life Insurance for 20 years. Is it true that Term Life Insurance premiums don't change throughout the life of the term? If so, shouldn't I sign-up now while my annual payment will be low and locked in at this rate? My employer offers a very small life insurance benefit that I am already a part of but I want more just in case. While I am asking, are there any circumstances where a payout won't be made if I were to die under a term life insurance plan? Is it guaranteed? What if I (God forbid) get Cancer or have a heart attack? Thanks in advance!

https://www.linkedin.com/pulse/venetie-alaska-cheap-car-insurance-quotes-zip-99781-thomas-crisp/